DISABILITY INSURANCE

Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income. Generally, disability insurance replaces a portion of your regular income for a specified time if you can’t work. 

What are the Advantages of Owning an Individual Disability Insurance Policy?

• You own your coverage.

• You can seek the maximum coverage amount your individual circumstances allow and add additional top-ups to make it perfectly sized for you.

• The coverage is portable: it goes wherever you go, regardless of whether you change employers.

• Your cost of insurance will not change unless you increase the coverage amount.

• If you pay your own premiums using after-tax income, you will receive the benefits tax-free.

As you can see there are a lot of benefits to owning a Disability Insurance policy. 

I would be happy to answers any of your additional questions. Please schedule an appointment with me.